Wealth Management

As we build our relationship with you, our focus remains on you, and on resolving complex issues within four "life planning" areas which include:

• Enhancing Your Wealth
• Protecting Your Wealth
• Transferring Your Wealth
• Donating Your Wealth

These areas are addressed when and if they play an integral role in your life. We help you balance and identify changing needs within your career and in your life. When changes are warranted, we help ensure smooth transitions: for you, or for multiple generations and branches within your family.

Enhancing Your Wealth

For managing your financial portfolio, we offer a prudent approach based on our fiduciary relationship with you as your trusted investment advisor. Fiduciary duty is generally considered the highest legal duty one party can have to another. As a Registered Investment Advisor firm, we have a legal responsibility to always act in your best interests - and we take that responsibility very seriously.  We tailor your portfolio's level of risk and, in turn, its expected returns, to reflect your personal preferences, goals and circumstances.  We apply this approach for individual investors, retirement plan sponsors and institutional clients alike.

Protecting Your Wealth

Your financial goals can span a lifetime, or even generations, so it's important to prepare for uncertain events that could otherwise derail your overall strategy. Once we've defined your long-term objectives, our role also includes identifying potential threats to your success, and implementing protection against them.  Our approach to wealth protection is thoughtful, deliberate and highly individualized. Planning comes first: exploring concerns related to managing the effects of taxes, inflation and market fluctuations; privacy, security, and legal actions; property and casualty losses; business continuation; and legacy creation and protection. Next we consider procedures, documents and similar techniques that can offer the protection required. As a final option, we might incorporate insurance or related tools - but only as required for clearly defined roles.

Transferring Your Wealth

While many identify leaving a legacy as among their most important life goals, research indicates that only about one-third of wealth transfers succeed after transition. A common trait among those who succeed in this area is the ability to sustain a smooth and open flow of internal communications among family members. (Source: The Williams Group, thewilliamsgroup.org) .  That's why we have the relationships and resources in place to assist our clients with their financial management and estate planning details.

Donating Your Wealth

The true value of philanthropy lies in the meaning it brings to those both giving and receiving. For example: A pleasant by-product for a family engaged in charitable pursuits appears to be the value it adds to effective communication of family values among generations. (Source: The Williams Group, thewilliamsgroup.org).

Ongoing legislative reform may create new opportunities for charitable giving to play an increasing role within your tax planning efforts. Keeping up with the latest regulations in this area can add value to your charitable pursuits. If your goals include a philanthropic component, we carefully integrate it within your overall strategy.